The
Mortgage Loan Process
From prequalification to completing the loan application, this article
helps you understand the loan application process and helps take some
of the stress out of buying or refinancing a home. |
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What
Happens After You Apply?
This article can dispel at least some of that anxiety by detailing
the steps the lender takes in making the loan decision-process called
"underwriting." |
How
to Shop for a Mortgage
Learn the basic facts about financing a house so you can choose the
right mortgage and the right lender. |
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How
Much Can You Afford?
This is a great article to read before you go looking for that dream
home and before you try our online calculator. |
Guide
to Mortgage Rate Lock-ins
When you get to settlement, will you actually receive the terms you
applied or bargained for? Or will you find that the rate has changed,
and that your costs have gone up? |
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Mortgage
Escrow Accounts
Mortgage escrow accounts have been in the news lately and seem to
be greatly misunderstood by many consumers. |
Lowering
your Down Payment
How using PMI can help you get more house for less money, and conserve
your cash for other things. |
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PMI's
Frequently asked Questions
Here are some of the more common questions asked about Private Mortgage
Insurance. |
Handling
Loan Rejection
The most common reasons for loan denials and corrective measures you
can take, and some alternatives that exist especially for low and
moderate income home buyers. |
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Consumer's
Guide To Mortgage Settlement Costs
Once you understand what is involved, you may find the entire closing
process far simpler than you might have imagined. |
The
Loan Closing
You should have a good understanding of what is involved in the closing
process, because there are a number of things that you can do to make
sure that it goes smoothly and on time. |
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Managing
your Mortgage
Planning for unexpected situations as well as the routine costs of
owning a home can help you avoid foreclosure or bankruptcy when emergencies
arise. |
What
Do You Mean You Sold My Loan??
When servicing is sold, it means that another lender will be taking
your payments, handling your escrow accounts, paying your insurance
and taxes and answering your questions. |
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VA
Loans
From FAQ's to Fiction, here's everything you ever wanted to know about
acquiring a VA Mortgage Loan. |
How
To Save Half On Interest Costs
Save $100,000 on mortgage interest costs! Sound impossible? Not really.
Read this, and then try our online calculators and see for yourself. |
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Guide
to Refinancing
Should you refinance? This brochure will answer some questions that
may help you decide. |
When
Your Debt exceeds your Home Value
Upside down on your mortgage? Chris Colvin offers this Q&A on short
payoffs. |
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Deducting
your Mortgage Interest
The deduction for mortgage interest stands as one of the few remaining
tax deductions for the typical middle class taxpayer. |
Glossary
So exactly what are "points", "margins", and "prepayment penalties"?
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