didier at diddy a mortgage let's talk

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about credit again last we talked about

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creating credit but let's talk about

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credit scores that are low and what you

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can do so listen you have a bunch of

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medical collections right and that you

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think that you pay it off to a zero

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balance it's gonna be great but it's not

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when you pay off that medical collection

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you make an agreement with them that you

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want to delete it off your credit report

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so not only are you paying it off and

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they'll write the letter that's zero but

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they're saying they're deleting it from

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the credit report that will increase

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your scores very important the other

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thing is if you're paying off some bills

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or you have some late ask them to remove

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the 30-day late what's the worst thing

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they can say no so you want to ask call

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them up

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I've had a great account with you I've

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been playing with you for 10 years I've

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won 30 day late please take it off my

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credit report and ask them but always

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get it in writing because we can go

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ahead and upload it to correct it hey

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listen let's talk about the person that

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doesn't have any credit it's got all bad

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credit are you thinking that it's gonna

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get better like maybe next year negative

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go back to my video from last week about

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the secured credit card if you have

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nothing good nothing Goods gonna come so

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you got to inject a little bit of

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goodness by getting your credit and

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getting it going hey I'm Didier Didier

01:20

mortgage just insightful information

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wishing you a great week and thank you

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for tuning in