the answer is no they're not all the

same PMI is different with different

lenders why is that well because they

buy it or they have it arranged with

their in the PMI companies at different

packages and believe it or not some

lenders have much lower PMI than others

we do know that PMI is you know

calculated based upon your credit score

and the loan-to-value but even with that

some of your investors have better

packages than others so as you're

shopping interest rates and looking at

what that rate is you just may want to

look at that monthly PMI to see if

there's a difference and I think you'll

find out that there is and I happen to

have a lender that has incredible PMI

payments so if you're looking for a rate

also look at that PMI if you're putting

less than 20% down

I'm didier at didier mortgage have a

great week