Investment Properties & Financing



The easiest way to buy a home in Florida if you are Canadian is to purchase an investment property. If you rent the property for the year, the only financial verification is to verify the income from renting the property is higher than the mortgage, association fees, and taxes. The appraiser will determine a rent schedule and you can borrow against the future income from the property.

This is available to all foreign nationals. You do not have to be a citizen to qualify for this type of loan.

Purchasing A Home In Florida As A Second Home

If you don't plan on renting your new home, you will need to verify proof of funds. This means we are going to need to document 2-years of tax returns, paystubs, account statements for assets, liabilities, banks statements, and a variety of other financial documentation. As a foreign national, you will need more money down and your rates are going to be a little higher than the advertised rates for a US citizen.