Can you consolidate credit card debt, student loans or a car and save money with a higher interest rate on a mortgage? How much will it cost to refinance and how much will you save?

then if you are saving money each month and can recuperate closing costs quickly then when the rates do come down refinance again and see what the cost and savings would be. it seems the price of everything is not going down and with more money printing only can get more expensive. I think it is worth going over numbers to see what makes sense and to get some relief with the costs skyrocketing

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