FHA loan limits increasing in 2022 and did you know this about Va loans

DDA Mortgage • December 27, 2021

FHA loan limits increasing in 2022 and did you know this about VA mortgages?


Great news for FHA homebuyers. The loan limits in Pinellas County increased to 420,680. That means you can afford $65,000 more towards your home and still qualify for an FHA loan!


Let's look at the math.


You can buy a home for 435,931 with just 3.5% down. Are you a young buyer with a great jobs, but haven't had the opportunity to save for a downpayment? FHA might be the best loan type for you.


VA loans are also a great option for buyers with no money for a downpayment. You do have to be a veteran or active member of the military (see our qualification page for more details). The best part about the VA loans, there is are no limits. You can buy a multi-million dollar home with 0 down. Just remember, you still have to cover your closing costs.


Want to learn more about what loan type is best for you? Check our our loan options. Or better yet, contact DDA Mortgage today. We will ask you a few questions to determine the best loan type for you.

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