Now you can buy a Duplex, Triplex, Quad with 5% down on an owner occupied

Didier Malagies • December 11, 2023

You could only buy an owner-occupied duplex, tri, or quad with FHA, now you can buy it with a Conventional loan with 5% down.

Think about having a home where you can live in one unit and rent the others out to help make the mortgage payment

You can also use the rental income to qualify up to the mortgage payment to offset the debt.

Think of first-time home buyers going with 3.5% or 5% down on their first home. How many investors wish they could have done that on their first home?

I believe at some point rates will come down and a lot of opportunities will present themselves in 2024. Remember 45% of Adult children still live at home and what a way to start off with rental income, write-offs and so many more benefits of homeownership


tune in and learn more at https://www,ddamortgage.com/blog


Didier Malagies nmls212566

DDA Mortgage nmls324329



Ask a Mortgage Question

Use the form below and we will give your our expert answers!

203H Ask A Question


Start Your Loan with DDA today
Your local Mortgage Broker

Mortgage Broker Largo
See our Reviews


Looking for more details? Listen to our extended podcast! 

Check out our other helpful videos to learn more about credit and residential mortgages.

By DDA Mortgage • September 21, 2026
Rates high? Learn how existing homeowners can sell faster by paying buyer closing costs to buy down rates. Make your home affordable and stand out!
By DDA Mortgage • September 14, 2026
Discover why current home sales, with more sellers than buyers, present a unique chance to purchase your dream home. Learn about price trends and smart buying strategies.
By DDA Mortgage • September 8, 2026
Explore if mortgage refinancing is non-existent. Compare consolidating debt with a first mortgage refinance vs. a second mortgage. Improve your cash flow.
Show More