Can I Qualify For A Mortgage With Rental Income Instead Of W2 Income?

The short answer is yes...

As long as the rental income is higher than the mortgage, you can qualify for a Non-QM mortgage. All you need is a rent schedule. That means, no tax returns, no W2s, and no P&L, This is a simple version fo a Non-QM to help investors buy property. The rate are a little higher, more money down, but it is a great opportunity if you can't otherwise qualify for a loan.