didier at diddy a mortgage hey let's

00:03

talk about like the homestead you got a

00:05

property from last year it was

00:07

homesteaded but they didn't renew it

00:09

here we are in October and we're ready

00:12

to close that alone and we found out

00:13

there was no renewal and so there's no

00:16

homestead so the property taxes are much

00:19

bigger all of us are taken off guard I

00:21

think that we need to for the borrower's

00:23

say find out if their homestead is still

00:26

on the home or has it been removed

00:29

that's really big key because all sudden

00:32

now that tax bill is coming now not next

00:34

year and if it didn't have homestead

00:36

you know those taxes are much higher so

00:39

the people have to go ahead and pay til

00:40

next year of course they'll get their

00:43

credit once they have their homestead

00:44

there's a little bit of a shocker so I

00:46

think you need to look out for is the

00:48

home homestead it still or did they take

00:51

it off that's just a big key factor I've

00:53

mentioned it before in previous episodes

00:55

but it just keeps popping up and I think

00:58

it needs to be addressed so look for

00:59

that when you can i'm didier at didier

01:01

mortgage next week we're going to talk

01:03

about trying to get the best rates

01:04

lowest PMI by credit utilization

01:07

utilization coming next week stand by

01:09

have a great week