Loan limits for FHA, Conventional and VA Mortgages

Didier Malagies • June 10, 2024

For Conventional loans, limits are now at $766,550 before entering Jumbo territory. You can buy a home for $806,842 putting 5% down and still be Conventional.

Now for FHA the loan limit is $498,257. you can buy a home for $516,328 putting 3.5% down now

A VA mortgage can go up to $2,000,000 with no money down.

100% financing up to $2,000,000

With the cost of everything going up, it is nice to see the Government increasing the loan limits to accommodate the higher price



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